Medicare IVF Costs and Rebates in Australia
The Medicare Safety Net can also provide additional rebates for patients who have reached a certain threshold. The Medicare Safety Net threshold for 2025 is $2,615.50.
Medicare Eligibility Criteria
To make sure you are eligible for Medicare rebates on IVF cost, you will need to make sure you have a valid referral letter from your GP or specialist gynaecologist/obstetrician. We suggest obtaining one from your GP, as GP referral letters are valid for 12 months whereas a specialist referral is only valid for three months. Ensuring that your name and your partner’s name (if applicable) are on the referral, as well as the referral being made out to your specific Fertility Specialist or to Monash IVF will enable you to claim all the Medicare rebates you are entitled to.
All eligible Australian residents and some categories of visitors to Australia can enrol to access Medicare benefits. If you are unsure about your Medicare eligibility status, please contact Medicare on 132 011.
Common Questions About Medicare IVF
Medicate Coverage vs Public vs Private Insurance in Australia
| State / Territory | What support is available? | What this means for you? | Learn more (official links) |
| New South Wales (NSW) | NSW Fertility Treatment Rebate-2 (up to $2,000) Pre-IVF Fertility Testing Rebate (up to $250) | Eligible NSW residents may receive rebates to help reduce out-of-pocket IVF/ART costs beyond Medicare rebates and the Medicare Safety Net. | Service NSW – Apply for Fertility Treatment Rebate-2NSW Health – Affordable IVF Initiative ( Service NSW) |
| Victoria (VIC) | Public Fertility Care (government-funded IVF & fertility services) | Eligible Victorian residents may access fertility care (including IVF/ICSI) through the public system, reducing or eliminating private IVF costs for many patients (referral required). | VIC Health – Public Fertility Care ( Health Victoria) |
| Queensland (QLD) | Queensland fertility funding investment (public support for ART for people with complex medical needs) | IVF costs are not broadly rebated like NSW, but the government has committed to publicly funded assisted reproductive technologies (ART) for conditions such as cancer as part of broader reproductive health strategy; IVF remains otherwise supported by Medicare. | Queensland Government – ART funding investmentQueensland Health – Assisted fertility & IVF info ( Ministerial Media Statements) |
| South Australia (SA) | No active state IVF rebate (proposed funding may be introduced after 1 July 2026) | Patients currently rely on Medicare rebates and Medicare Safety Net; a state rebate plan has been promised but not yet legislated into effect. | |
| Western Australia (WA) | No state IVF rebate | IVF costs are supported through Medicare rebates and the Medicare Safety Net. Public clinics may offer limited subsidised pathways for fertility assessment. | HealthyWA – Fertility & lifestyle |
| Tasmania (TAS) | No state IVF rebate | IVF costs are supported through Medicare rebates and the Medicare Safety Net. There is no current dedicated state rebate. | |
| Australian Capital Territory (ACT) | No state IVF rebate | IVF costs are supported through Medicare rebates and the Medicare Safety Net. ACT provides general reproductive health guidance. | ACT Health – Health services & programs |
| Northern Territory (NT) | No state IVF rebate | IVF costs are supported through Medicare rebates and the Medicare Safety Net. NT residents can access fertility services privately with guidance from providers. | NT Health – Department of Health |
Sources Listing
Start your fertility journey
Wherever you are on your journey, one of our supportive nurse enquiry team members can help you understand your options and take the next step. These conversations are free and informative.