Zip


How does the payment process with Zip work?
Meet with your Monash IVF Fertility Specialist
Meet with your IVF Fertility Specialist or speak with our Patient Enquiry Team who will assist in selecting a specialist to meet your needs.
Receive a quote for your fertility treatment
Once your treatment plan has been confirmed by your Fertility Specialist you will receive a quote for your fertility treatment.
Apply for your Zip account
You will now know the value required to apply for your Zip account.
Frequently Asked Questions


Zip Money
Reusable Account
Zip give you one account with one monthly statement, no matter how many times you shop.
Interest-Free*
Flexible interest-free terms of up to 6, 12, or 24 months for IVF or egg freezing. No hidden fees or upfront payments.
Flexible Payments
Choose repayments that suit your lifestyle - weekly, fortnightly or monthly.
*T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply. A one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest-free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Other charges may be payable, see T&Cs.
*Interest, fees and charges subject to change. Minimum monthly payments are required and vary depending on credit limit. Paying only the minimum monthly repayment may not repay a purchase within the interest-free period.
*Paying the minimum monthly repayment may result in paying off the purchase before the interest-free period expires. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

Start your fertility journey
Wherever you are on your journey, one of our supportive nurse enquiry team members can help you understand your options and take the next step. These conversations are free and informative.